I have over $ 25,000 for a down payment, but was thinking of a VA loan and Nott placed below.

Answer

The 2 main advantages are a VA loan, no deposit is required and no monthly payment of mortgage insurance.
Here are a few more just for fun are.
1) simplification of the refinancing option means that there is no income or asset documentation required in most cases, no evaluation of all this work = less need for you.
2) You a VA loan with a credit score of 620 + will be able, without