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With a decent credit is phased out my arm, but believe that the value of the house, what can I do?

I wanted to refi but my SO says nothing can feel that what I had done more than the value of my house. We must change the type of fixed or declining. I'm late on my payments on time, but I can ask that can start to foreclosure, you help me?

Thanks
 

Answer

You may, for the FHA insurance program. Ask if you have any questions or search for "FHA Secure" have

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